For health plans and payer organizations

Your policies are the rules.
Make them executable.

Your policies, fee schedules, and vendor contracts become executable logic. Know if a claim will process correctly before you pay it. Explain every provider dispute with contract evidence. Verify vendor compliance in real time.

Claims Verification
This month
847,291
Verified
Active
94.2%
Correct
4.8%
Issues
$2.1M
Protected
Verification active
Sample verification dashboard
Rules checked
2,847
Per claim

From policy to payment, logic drifts.

Your policy says
Prior auth required
MRI after conservative care trial
Fee schedule
85% of Medicare
Site of care diff
-15% home infusion
Expected payment$847.32
System actually paid
Prior auth
not checked
Fee schedule
100% of Medicare
Site of care diff
not applied
Actually paid$1,247.00
$400 overpaid on this claim
Multiplied across hundreds of thousands of claims
Billions
In payment errors industry-wide
Persistent
Errors repeat until config is fixed
Months
Typical lag before detection
Partial
Recovery after the fact

By the time you find the error through audits, you've paid it thousands of times.

See how verification works

No single source of truth.

The logic that determines what a claim should pay is scattered across systems, documents, and vendors, each updated at different times.

Policiesv3.2
Eligibility rulesJan 2024
ContractsAmend. 7
Rate schedulesMar 2024
Fee Schedules2024-Q2
CPT pricingApr 2024
Vendor ConfigBuild 847
PBM settingsMay 2024
Claim #CLM-8847
Which version of the truth applies?
$847
Policy says
$1,024
Contract says
$912
Fee schedule says
What happens in practice
Contract amendment signedJan 15
Fee schedule updated in portalFeb 3
PBM config still on old ratesMar 20
Claims processing with mixed logicApr 1
76 days between contract change and system alignment
The result
Pricing drift
$412K847 claims
Modifier conflicts
$89K234 claims
Stale fee schedules
$267K1203 claims
Quarterly leakage$768K
From version mismatches alone
When you ask "did this claim pay correctly?"
there's no single place that can answer.

How it works.

Your documents become executable logic. Predict how claims will adjudicate, verify every payment, and explain every dispute.

Contracts
Policies
Fee schedules
SPECIFICATION
rule mri_prior_auth
when procedure = "70551"
then require(prior_auth)
1,247 rules extracted
Capture

Your documents become executable logic

Contracts, policies, and fee schedules go in. Every rule comes out as a unified specification that defines how claims should be paid.

ContractsMedical policiesFee schedulesVendor rules
Verify

Predict. Verify. Explain.

Before adjudication: know if your system will process a claim correctly. After payment: verify it matched the policy. When providers dispute: see the contract evidence instantly.

Pre-adjudication
Post-payment
Dispute defense
Claims
84729$1,247
84730$892
84731$2,340
84732$567
Status
verified
verified
flagged
verified
12,847
Today
99.2%
Verified
103
Flagged
Prior auth missing
$2.1M
1,247
Claims affected
$2.1M
At risk
TRACED TO
PolicyMN-2024-103 §4.2
Rulemri_prior_auth
Act

Correct, defend, or prevent

Overpayment? Correct it with the policy clause. Provider dispute? Defend your adjudication with contract evidence. System drift? Fix it before it compounds.

Every finding traced to the source policy or contract
Provider dispute defense with clause references
Vendor compliance evidence for PBM and specialty contracts
No replacement
Works above your stack
No disruption
Runs in parallel
Full traceability
Every finding documented

Every layer of payer logic.

Eligibility rules. Fee schedules. Vendor contracts. The full stack of payment logic, modeled so you can predict, verify, and defend every claim.

Incoming Claim
MRI Brain w/ ContrastCPT 70553
Billed
$2,847.00
DOS
03/15/2024
Member Accumulators
Individual Deductible$1,500 / $2,000
Family OOP Max$4,200 / $8,000
Imaging Benefit Limit$4,800 / $5,000
Verification Logic
Deductible applies first
$500 remaining → applied to claim
Coinsurance 80/20 after deductible
Plan pays 80% of ($2,347 - $500)
!
Imaging benefit near limit
Only $200 remaining in benefit year
Partial Coverage
Benefit limit caps plan payment
$200.00
vs $1,877.60 expected

What the policy logic reveals.

System drift, vendor mismatches, edge-case logic failures. Each pattern compounds across your claims volume until the policy logic is checked.

Policy Drift
Jan 15
Policy updated
Mar 8
System updated
POLICY MN-2024-103
MRI requires prior auth after conservative care trial
Effective Jan 15
CLAIMS ENGINE
MRI auto-approved for all diagnostic requests
Still running old rule
52-day gap

Policy-to-system synchronization lag.

Medical necessity criteria updated in policy documentation. Claims adjudication system continued processing under prior authorization rules for 52 days.

Claims affected~340/month
Overpaid per claim~$1,450
Annual exposure$833K
Vendor Mismatch
Your Contract
Exhibit C, §2.4
Home infusion rate
AWP – 15%
Modifier required
HQ + 59
PBM Actually Paid
Rate applied
AWP – 0%
Modifier recognized
Neither
PBM modifier mapping table missing HQ + 59 combination
Specialty pharmacy

Negotiated discounts not applied by vendor systems.

Specialty drug protocols specify site-of-care differentials. PBM systems frequently fail to recognize the modifier combinations that trigger contracted rates.

Claims missing discount~85/month
Avg overpay per claim~$1,180
Annual exposure$1.2M
Edge Case Logic
Policy MOD-2024-07
When modifiers 59 and AA are both present, pay the lesser of:
• Fee schedule amount
• 80% of billed charges
SYSTEM LOGIC
59
→ evaluated alone
AA
→ evaluated alone
SHOULD BE
59
+
AA
→ combined rule
Surgery + Anesthesia

Compound modifier logic evaluated independently.

Payment policies define rules for modifier combinations. Most claims engines evaluate each modifier in isolation, bypassing the intended compound logic.

Claims affected~45/month
Avg overpay per claim~$787
Annual exposure$425K

These patterns repeat across thousands of claims. Verification catches them automatically.

From reactive to predictive.

Know how a claim will adjudicate before it pays. Defend your position when providers dispute. Fix system drift before it compounds.

Traditional audit cycle
Claims paid
Error found (months later)
Error detectionPost-payment
Claims reviewedSample-based
RecoveryPartial, after provider disputes
Cost to recoverHigh per finding
Continuous verification
Verified before payment·<1 second
Error detectionPre-payment
Claims verifiedAll in scope
PreventionErrors caught before payment
Cost to preventLow per finding
Predict
Pre-adjudication accuracy
Verify
Every payment, every vendor
Defend
Provider disputes with evidence

Verify one policy.
See the impact.

Start with a single policy or claim type. No system replacement. No disruption to claims operations.

Week 1 time to value
No integration required
Full audit trail
Policy Verification
MN-2024-103
CLM-9847
$2,847.00
MRI Brain
CLM-9848
$3,120.00
MRI Spine
CLM-9849
$1,450.00
MRI KneePrior auth required
Claims verified847 this week
Issues identified23 ($34,200)
Policy coverageAll loaded rules