You prove what changed.
Only the contract prices it.

We price the change you deliver against the plan's own contracts instead of a benchmark. What you can show changed, valued at what their agreements actually pay for it, every dollar traced to a clause. Computed independently, so their consultant can rerun it.

The savings claim, as a broker will test it
one prospect
What you can show changedpriced
What it is worth at benchmarkpriced
What the plan's contracts actually pay for itunpriced
What the guarantee reconciliation takes backunpriced
What the plan actually nets
Your analysis owns the top two rows. The plan's contracts decide the bottom two.
Why the number gets discounted

Your analysis is right about the part you can see.

Every savings claim is two numbers multiplied together: what changed, and what it was worth. You can prove the first. The second is set by contracts you have never seen, so it gets a benchmark instead. That is the number a broker discounts.

Your arithmetic was never the problem. The second factor was not yours to compute. Sometimes the contract gives back less than feared and the priced number comes in above the one you were defending.

What you change, and what prices it
five motions, one engine
What your own analysis reaches
What changed, and by how much

The part you can prove — and the part that makes every vendor's deck look alike.

You change which drug is coveredpriced by

Rebate credit taken against the guarantee, on the contract that stays

You change where the script fillspriced by

Whether the redirected claim still counts toward the discount guarantee

You carve out a categorypriced by

The exclusion cascade, plus what the incumbent charges to coordinate

You replace the incumbentpriced by

Rebate credit and true-up forfeited on exit

You avoid utilizationpriced by

What this plan's own fee schedules pay for the units you avoided

None of the right-hand column is in a claims extract. All of it is in contract language you were never given.

51%

of large employers are changing or running an RFP for health and well-being vendor relationships, against 41% for PBMs

Business Group on Health, 2026 (121 employers, 11.6M lives)

9%

projected 2026 cost trend, the pressure that turns a savings claim into a number finance will audit

Business Group on Health, 2026

What compiles once, runs on every prospect

Your offer compiles once. Each prospect is a new run.

The same pipeline every persona on this site uses, pointed at the agreements governing the spend you're trying to change.

01
contracts.pdf
claims.csv

Your offer compiles once

Your price file, your formulary, your fee schedule: whatever defines what you would charge and what you would change. In the format you already have it, and it does not get redone between prospects.

02
rebate ≥ floor × gen_rate

Their contracts become rules

Whatever the prospect will share resolves to executable logic: discounts, fees, rebate mechanics, exclusions, guarantee definitions. A PBM agreement, an ASO exhibit, a fee schedule, a network rate sheet.

03
RX-48291$118.40
RX-48302$94.10
RX-48314$212.75
27.4k rows

The change gets priced, not benchmarked

Your effect runs against their claims and their contracts together. What you change is valued at what their agreements actually pay for it, including what the reconciliation takes back.

04
−$486K
§4.2(c)
RX-48291 …

You get a number, and the receipt

Every dollar resolves to a clause. When their consultant asks where the figure came from, the answer is contract language rather than your methodology.

What lands in the deal

What you bring back into the room.

Not a white-labeled deliverable. What makes this useful is that it visibly isn't yours.

Baseline bridge
one prospect, annualized
Gross savings, as your analysis shows
$620K
What the contract already in force takes back
Rebate credit taken against the guarantee−$230K
§4.2(c)
Offset by aggregate guarantee measurement−$140K
§3.1
What the plan actually nets$250K
Independently priced — not your own analysis.

Independently computed, not self-reported

The number carries Benchify's attribution, not your logo. An analysis under your own name is indistinguishable from every other vendor's. This one isn't.

Priced at their contracts, not at benchmark

What the change is worth under the agreements actually governing this plan, including the guarantee mechanics that quietly recover part of it. The figure most vendor models get wrong with a book average.

Traceable to a clause

Every dollar resolves to contract language, the same clause-level trace every persona on this site gets. A broker can open it and land somewhere specific.

Reproducible by someone who wasn't in the room

The same logic runs whoever requests it, so their consultant can rerun it and get your number. That is also what makes a performance guarantee's measurement computable before you sign it.

When to run it

When this is worth running.

A specific deal, or a specific number you are about to be held to.

  • A qualified deal

    In active evaluation, with a decision-maker who has to justify the spend to someone in finance.

  • Your number is being tested

    A broker, consultant or CFO wants something more rigorous than your own analysis before it goes to the client.

  • Fees are going at risk

    A performance guarantee, a withhold, or a shared-savings term, where the measurement has to be computable before you sign it rather than argued about afterward.

  • Renewal season

    A batch of prospects whose contracts are newly in play, in the same 90-180 day notice window.

Neutrality, limits and what this isn't

Fair questions.

The same contract logic runs whoever requests it, and every figure traces to a clause. Your run and their consultant's run produce the same answer, because it isn't a model with an opinion. Nobody treats a paid SOC 2 attestation as compromised, for the same reason.

No. Proving your program caused an outcome takes matched cohorts and causal inference, which is a different discipline. This prices the effect rather than establishing it: you show the admissions avoided, and we compute what those units are worth under this plan's contracts instead of at a benchmark. It sits alongside an outcomes validation, not in place of one.

Most teams in this seat already produce a number, so that was never the gap. The gap is whether the second factor traces to a clause or to your own analytics team. A number that opens to contract language survives a consultant's scrutiny.

Then this is a claims-only estimate, not a priced baseline, which is worth saying plainly. Spend and utilization price from the claims file alone, but the mechanics that settle off-claim and annually stay unknown. With the contract, even partial, those lines get priced too.

No, and never for a fee. The moment a ranking is for sale, the neutrality that makes any of these numbers credible is gone, for you and for every other vendor. This sells a computation, not a recommendation.

What you send

Send one prospect's claims.

Your price file or program terms, plus one prospect's claims and whatever contracts they will share. You get back what your change is worth under those agreements.

Send one file and one contract.

Works from a claims-only extract too, at a lower level of precision. See “We don't have the prospect's contracts” above.

Start with one contract